NayaPay and SadaPay: how to pay online (and on PasandPanel)
NayaPay and SadaPay are Pakistani fintech accounts that give you a free virtual debit card and a wallet you control from your phone. For anyone who doesn’t want to expose a main bank card online, they’ve become the default — and they work fine for topping up here.
Why a virtual card helps
The idea is simple: keep a small balance in the wallet, pay from its card, and your real bank account stays out of it. If something ever goes wrong with a payment online, the most that’s exposed is the wallet balance — not your salary account. For small, frequent online spends like SMM top-ups, that’s exactly the right tool.
How to use it here
- Load your NayaPay or SadaPay wallet the way you normally do (bank transfer, Raast, or a cash agent).
- Sign up on PasandPanel and open Add funds.
- Choose the card option and pay with your NayaPay/SadaPay virtual card, or transfer from the wallet — minimum Rs. 500.
- Once it confirms, your balance updates and you can place your order.
NayaPay vs SadaPay — quick take
Both give you a free virtual card and instant notifications. SadaPay is the lean, card-first option a lot of people like for its simplicity; NayaPay packs in more wallet and money-management features. Honestly, for paying on PasandPanel either is fine — use whichever you already have rather than opening a new account.
If you’d rather not deal with a card at all, JazzCash and EasyPaisa are wallet-to-wallet and just as quick.
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Top up & order now →Frequently asked questions
Is NayaPay or SadaPay safer than entering my main bank card?
That's a big reason people use them. You fund the wallet with only what you need, and pay online from the virtual card — so a site never touches your primary bank account.
Which one should I get?
Both do the job. SadaPay leans simple debit-card-first; NayaPay bundles more wallet features. If you already have one, use it — there's no need to open the other just for this.
Can I top up PasandPanel directly, without the card?
Yes — JazzCash and EasyPaisa are wallet-to-wallet on the Add funds screen. NayaPay/SadaPay are most useful when you want to pay by card or send from a separate balance you control.